This is not a directory. This is the website of Robert R. Jones, a bankruptcy attorney practicing in the areas of consumer bankruptcy and debt relief in the Cincinnati area, and in Northern Kentucky.
Tel: 513-621-2888 Fax: 513-345-4449 Email: mailto:RRJones.law@gmail.com
We all know there are a number of factors, not the fault of the consumer, that can put a person into financial distress: loss of job or reduction in hours, major medical expenses not cover by insurance, divorce or separation, adjustments to mortgage payments, unilateral changes in the terms of credit accounts, etc. Filing for bankruptcy court protection from your creditors is one way to seek relief.
A Chapter 7 straight bankruptcy filing, preferably with an experienced bankruptcy lawyer, would provide you with immediate relief, as you would be able to discharge your unsecured debt (with a few possible exceptions, such as student loans). The bankruptcy filing known as a Chapter 13 debt repayment plan may also be available, in particular if you are behind on your mortgage and are trying to save your home, or if you otherwise do not qualify for a Chapter 7 (such as if you had a prior Chapter 7 discharge within the past eight years).
Additional information is organized in the following pages as follows:
Page 2: Robert R. Jones, Bankruptcy Lawyer. Who am I, you ask? Let me tell you about myself.
Page 3: Chapter 7 straight bankruptcy filing. What is it? Who qualifies? What is the effect?
Page 4: Chapter 13 debt repayment plan. What is this?
Page 5: I own property. Is it protected? Will it be taken if I file bankruptcy?
Page 6: What happens with my tax debts if I file bankruptcy?
Page 7: Are there alternatives to filing bankruptcy?
Page 8: Creditors are calling me and sending debt notices. Some have filed lawsuits against me, or might in the near future. Will this stop?
Page 9: If I am considering filing bankruptcy, are there certain actions I should take before filing? Are there certain actions I should avoid doing before filing? Is it necessary to use a bankruptcy lawyer for the filing?
Page 10: Links to other helpful information.
